Life & Health Exam Secrets Study Guide:

Get the test prep help you need to be successful on the Life & Health test. The Life & Health Exam is extremely challenging and thorough test preparation is essential for success. Life & Health Exam Secrets Study Guide is the ideal prep solution for anyone who wants to pass the Life & Health Exam, as well as avoid those last-minute Life & Health Exam cram sessions. Not only does it provide a comprehensive guide to the Life & Health Exam as a whole, it also provides practice test questions as well as detailed explanations of each answer.

Life & Health Exam Secrets Study Guide includes:
A detailed overview of the Life & Health Exam An analysis of types of life policies A guide to life policy riders, provisions, options, and exclusions An examination of completing the applications, underwriting and delivering the life policy A full study of taxes, retirement, and other life insurance concepts An in-depth look at types of health policies A breakdown of health policy revisions, clauses, and riders An extensive review of social insurance A review of other health insurance concepts An in-depth look at field underwriting procedures Comprehensive practice Life & Health Exam questions with detailed answer explanations
It's filled with the critical information you'll need in order to do well on the test: the concepts, procedures, principles, and vocabulary that the state licensing boards expects you to have mastered before sitting for the exam.

The Types of Life Policies section covers:
Ordinary straight life Universal whole life and variable whole life Convertible term life Fixed and variable annuities
The Life Policy Riders, Provisions, Options, and Exclusions section covers:
Accidental Death and Dismemberment Primary and contingent beneficiaries Accelerated death benefits
The Taxes, Retirement, and Other Life Insurance Concepts section covers:
Underwriting Determining a client's personal and business insurance needs Social Security benefits
The Types of Health Policies section covers:
Disability income Health savings accounts, health reimbursement accounts, and Flexible Spending Accounts Group health insurance coverage Vision insurance
The Health Policy Revisions, Clauses, and Riders section covers:
Entire contract Timely payment of claims Coinsurance Conditionally renewable and optionally renewable
The Social Insurance section covers:
Medicare supplement plans Medicaid Primary and secondary payers
The Other Health Insurance Concepts section covers:
Total disability Workers compensation
The Field Underwriting Procedures section covers:
Underwriting life insurance policies Aleatory contracts Representations
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